G-Flex for employers
For employers who want an alternative to group medical insurance.
Insurer or administrator?
G-Flex is a Third-Party Administrator and platform — not an insurer. We administer your benefits programme on a self-funded or partially-insured basis, giving you full control over plan design, panel network, and claims data. You can pair G-Flex with a stop-loss policy from any insurer if you want a cap on catastrophic claims.
Does it cost less than insurance?
Insurance premiums bundle expected claims + insurer profit margin + sales commission + reserve buffers. With a TPA, you only pay (1) actual claims as they happen, (2) a flat platform admin fee, and (3) optional stop-loss premiums for catastrophic protection. Whether that costs less than insurance depends on your claims experience; a demo includes an estimate based on your own numbers. See how G-Flex charges.
How long does onboarding take?
Go-live time depends on your size and data. Migrations from existing TPAs (member roster, plan rules, claim history) are handled by our onboarding team, and we give you a timeline in the demo.